Hay Street Precinct
Perth CBD, WA
CPI-indexed entry from
$192,705
base $184,000 · index 137.4 → 143.9
Construction drawdown50%
- Total units
- 412
- Reserved
- 289
Right-to-Occupy · Australian PBSA · Algorand Layer-1
A CPI-indexed occupancy right, not a lease and not equity.
Plan M issues fixed-supply RTO tokens against SPV-held modular student housing. Parents prepay a multi-year housing cost at today's index, capital is released to the developer only against certified construction milestones, and exit runs through a NAV-quoted buyback or peer order book.
Precinct discovery
Live projects issuing RTO token series. Entry prices are indexed from each project's CPI base date.
Q1 2027
Redfern House
Sydney, NSW
CPI-indexed entry from
$231,785
base $216,000 · index 134.1 → 143.9
Construction drawdown100%
- Total units
- 268
- Reserved
- 268
South Lane Precinct
Brisbane, QLD
CPI-indexed entry from
$170,703
base $167,500 · index 141.2 → 143.9
Construction drawdown10%
- Total units
- 340
- Reserved
- 96
Why the structure holds
The token is a contractual occupancy right administered by an Australian trustee-custodian, not a real-property interest.
FIRB new-dwelling pathway
Every unit is new, never-occupied modular stock delivered at scale, keeping the professionally managed PBSA carve-out intact.
CPI indexation, not rental yield
Redemption value tracks the ABS index from the project base date, insulating holders from double-digit student rent growth.
Compliance enforced twice
RBAC in middleware and again on-chain via identity-registry claim topics, so contract calls cannot bypass policy.
Five-layer RegFirst stack
Each layer is an independent service with its own datastore, communicating over an internal event bus.
01
Real-World Data
KYC/KYB documents, FIRB status, construction certification, ABS CPI feed.
02
Verification & Tokenisation
Document hashing, milestone attestation, contract deployment, identity registry.
03
RegFirst Middleware
Policy engine, AML and sanctions screening, immutable audit log, CPI oracle adapter.
04
Settlement
Milestone escrow, stablecoin and fiat rails, buyback treasury, revenue-pool distribution.
05
Dashboard & Analytics
Parent portal, developer portal, compliance and regulator exports.
Bus events: token.state.changed · milestone.certified · cpi.updated · compliance.flag.raised
Portfolio snapshot
Holder view for wallet ALGO7K…M4QX.
Tokens held
3
1 building · 1 occupied · 1 leased
Aggregate NAV
$603,450
Indexation gain
$37,450
since base date
Distributions FY26
$9,100
net of facilities costs
Practical completion at Redfern House certified 14 Feb 2026 — two tokens transitioned to Active.Manage activation